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At our dental office in Honolulu, Hawaii, we are committed to providing all of our patients with the quality care they deserve. As a courtesy to our patients, we bill all dental insurance, and are currently accepting most PPO insurances. We are in network with HDS, HMSA, and United Concordia.

We also accept the following forms of payment:

– Cash
– Check
– Credit cards (Visa, MasterCard, and Discover)
– CareCredit

To find out more about Care Credit and/or apply click here: CareCredit

While we are happy to work with your insurance company, we cannot guarantee coverage by your provider. There are literally hundreds of dental insurance plans, each with different maximums, percentages, and covered procedures. Individual insurance plans often change details every year.

Patients need to familiarize themselves with the details of their particular plans, closely monitor their benefits, and keep us informed of their current status and any changes, especially if you have changed employers, or if your employer has changed insurance plans.

Your insurance plan may have deductibles and out-of-pocket expenses. Being aware of your dental insurance coverage and providing payment for out of pocket expenses is your responsibility. If you have concerns about whether a service is covered, please contact the office of Gary H. Morikawa, DDS Inc to make sure coverage applies. Although our office cannot provide exact coverage amounts for treatment, we do everything we can to provide reasonable estimates for our patients.

When a patient is referred to a specialist for part of their dental treatment, we try to estimate what our portion of the charges will be and find out what percentage of that procedure is a covered benefit by your plan. Please keep in mind that our estimates are based on information that has been provided to us from your insurance. We can usually estimate with pretty good accuracy, but it still leaves one factor out of our hands–the annual maximum.

If there are any concerns that you have with your dental insurance coverage, we highly encourage you to bring up your concerns with both the insurance company and your employer. The more people that expose issues with coverage, the more likely it is to be improved.

Employers need to know their employees’ concerns, as they are the ones purchasing the dental insurance package for their employees. For the most part, employers can get any kind of coverage they want for their employees. In recent years, however, they are opting for the less costly packages, which means less inclusive dental coverage for employees.

If you have any questions regarding pricing, insurance coverage, or payments, our friendly team at 808-949-8866 is happy to help. We can address your concerns and help you find a treatment plan which is compatible with your financial situation. Our goal is to provide you with the quality care you deserve!